If you live in an area, like Florida, where tropical storms and hurricanes occur multiple times a year, it is important to implement strategies to protect your home from natural disasters. The good news is, many (if not all) insurance agencies give breaks and discounts to homeowners who take protective and preventive measures year-round.
As we all know, the insurance industry is full of discounts, from safe driving discounts to bundled protection insurance. While many of us are familiar with car insurance and the discounts a driver can get by driving safe, the little discounts that a homeowner can receive for owning a safe home exist, too.
You may be asking yourself, what exactly needs to be implemented or installed into a home to save money on homeowners insurance? This article explores just how to find discounts and savings in your homeowner’s insurance plan, and what areas of your home will benefit from the protection these discounts apply to.
How hurricane windows reduce the cost of home insurance?
If you’ve ever asked yourself “does homeowners insurance cover windows,” the answer, is — yes!
While many homeowners, if not all, have some level of insurance, it is important for the ones who live in cities and states prone to natural disasters and extreme weather, like hurricanes, to ensure their homes are insured properly. They will receive even bigger discounts for installing items like impact-resistant windows that will protect their home!
Where do I find a discount?
If you work with a licensed insurance agent, especially in hurricane- or natural disaster-prone areas, your agent will know about how hurricane windows reduce the cost of home insurance.
In many states, like Florida, the state is legally required to provide discounts to homeowners who install items like impact-resistant doors and windows into their homes, to protect against potential critical damage that can occur during a storm or hurricane.
But, why windows and doors? Windows are one of the highest ranked home items to replace with high impact windows because they are so safe and effective, especially if a licensed, referred company is doing the job. Impact-resistant doors provide a second layer of protection as they are some of the largest openings in a home.
On average, how much money can a homeowner save?
Every month, homeowners have statistically shown that they save a few hundred dollars per month on their discounts and offers through insurance by installing impact-resistant windows. When you take a few hundred dollars a month and spread it over twelve months, it adds up to approximately $10,000 – $12,000 per year, and that is a low-end estimate.
In addition to saving money on homeowners insurance, in the case of a particularly bad storm season, you could be saving hundreds of thousands of dollars on repairs, maintenance, and damage to the interior of the home. Any opening in a home poses a threat to hurricanes, wind storms, snow, sleet, hail, and more. The more protection your home has, the more money you will save in the long run.
Why choose Signature Impact Windows and Doors?
Signature Impact Windows and Doors has one of the highest referral rates in Florida. For over 15 years, we have been providing our customers with the best impact windows and doors that give years of protection to homeowners and their families who live and work inside.